What Is Diminished Value?
Diminished value (DV) is the reduction in your vehicle's market value caused by its accident history — even after quality repairs. Carfax and AutoCheck permanently record accidents, and buyers penalize vehicles with accident histories.
Inherent Diminished Value
Market value loss due to the stigma of the accident history, regardless of repair quality.
Repair-Related DV
Additional loss if repairs were substandard or used inferior aftermarket parts.
Immediate DV
The value difference immediately after the accident and before any repairs.
Research-Backed
Studies show accident vehicles sell for 10–25% less than comparable undamaged vehicles.
How to Recover Diminished Value in Oregon
Oregon law allows accident victims to file diminished value claims against the at-fault driver's property damage liability insurance.
Document Damage Thoroughly
Pre-repair photos are critical evidence for a DV claim. The more severe the documented damage, the stronger your claim.
Obtain a Professional Appraisal
A certified DV appraiser provides the strongest foundation for your claim — significantly more persuasive than DIY calculations.
Establish Pre-Accident Value
Use KBB, NADA, and comparable market listings to document your vehicle's value before the accident.
File Against the At-Fault Insurer
Submit your claim with supporting documentation to the at-fault driver's property damage liability insurer.
When You Should File a Diminished Value Claim
Most Oregon Accident Victims Don't Know They Can Claim DV
Insurance companies rarely volunteer information about diminished value claims. Contact Accident Aid to learn if your situation qualifies and get connected with the right resources.
Frequently Asked Questions
Legal Disclaimer: Accident Aid is not a law firm and does not provide legal or medical advice. We connect accident victims with independent professionals and recovery resources. Results vary by case. This page is for informational purposes only.