Step-by-Step: What to Do After a Car Accident in Oregon
Immediate Steps (At the Scene)
1. Check for Injuries and Call 911
Your safety comes first. Check yourself and any passengers for injuries. Call 911 immediately — even for seemingly minor accidents. Oregon law requires reporting accidents involving injury, death, or property damage over $2,500. An official police report is a critical document for any insurance claim.
2. Move to Safety
If the vehicles are drivable and the scene is hazardous (blocking traffic or fire risk), move them to a safe location. Turn on hazard lights. If vehicles cannot be moved safely, exit the vehicle and move to the roadside.
3. Document the Scene
Before vehicles are moved, document thoroughly:
- Wide shots of both vehicles in the frame
- Each vehicle from all four angles
- Every point of visible damage
- Street signs, signals, and road conditions
- Skid marks, debris field
- The broader accident scene
4. Exchange Information
Get from every involved driver:
- Full legal name and contact information
- Driver's license number and state
- License plate number
- Insurance company and policy number
- Vehicle make, model, year
5. Gather Witness Information
Ask bystanders for their names and phone numbers. Independent witnesses are extremely valuable.
6. Do Not Admit Fault
Do not say "I'm sorry" or make any statement that could be construed as admitting fault. Fault is a legal determination made after investigation — not a conversation at the scene.
After the Scene
7. Seek Medical Attention Within 24-72 Hours
Even if you feel fine, see a doctor promptly. Adrenaline masks pain. Many serious injuries — whiplash, concussions, herniated discs, internal injuries — have delayed symptoms. A delay in seeking treatment:
- Risks your health
- Creates gaps in documentation that insurers exploit
- May suggest your injuries weren't serious
8. Notify Your Insurance Company
Report the accident promptly but stick to facts. Do not speculate about fault or say you are "fine." Your PIP coverage begins paying for medical treatment immediately.
9. Do Not Give Recorded Statements to the Other Driver's Insurer
You are not legally required to provide a recorded statement to another driver's insurance company. Politely decline until you have received proper guidance.
10. Contact Accident Aid
Accident Aid can immediately coordinate:
- Towing if needed
- Medical referrals for prompt evaluation and treatment
- Body shop referrals for vehicle repair
- Claim guidance and documentation support
Common Mistakes to Avoid
- Admitting fault at the scene
- Skipping medical care because you "feel fine"
- Posting about the accident on social media
- Accepting a quick settlement without understanding your damages
- Ignoring symptoms that develop days later
- Giving recorded statements without guidance
- Missing Oregon's 2-year statute of limitations for personal injury