Choosing a body shop after a collision is one of the most important decisions you'll make in your accident recovery. The quality of your vehicle's repair affects your safety, your vehicle's value, and any diminished value claim.
Key Takeaways
- You have the legal right to choose your own body shop — your insurer cannot force you to use a specific shop
- I-CAR Gold Class and manufacturer certifications indicate higher quality repair standards
- Get multiple estimates for major repairs
- Insist on OEM (Original Equipment Manufacturer) parts, not cheap aftermarket parts
- A reputable shop will warranty their work in writing
Your Right to Choose Your Own Shop
Your insurance company CANNOT legally require you to use their "preferred" shop in Oregon. You have the right to choose any licensed body shop for your repairs.
Insurance companies have "direct repair programs" (DRPs) — networks of shops they've partnered with for volume discounts. While some DRP shops are excellent, others may cut corners to keep costs low for the insurer.
You are always free to choose an independent shop you trust. The insurer must pay reasonable repair costs at any licensed facility.