Thorough vehicle damage documentation done correctly can be the difference between a full insurance payment and a lowball settlement.
Key Takeaways
- Start documenting at the scene before vehicles are moved (if safe)
- Use both photos AND video — video captures context that photos miss
- Document the scene environment, not just the vehicles
- Do NOT repair your vehicle until insurance has inspected all damage
- Keep ALL repair records, invoices, and estimates permanently
Scene Documentation (Do This First)
Begin documentation before vehicles are moved if safe. Fresh scene documentation is the most powerful evidence.
Photos to Take at the Scene
Wide angle shots (30–50 feet):
- Both vehicles in the same frame showing their positions
- The full accident scene including intersection and road markings
- The broader area for location context
Medium distance shots (10–20 feet):
- Each vehicle individually from all four sides
- Both vehicles together showing point-of-impact alignment
Close-up shots (1–5 feet):
- Every point of impact, no matter how small